Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website, newsletters, communications, and related services offered by Cheban Marketing LLC ("Cheban," "we," "us," or "our") (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, please do not use the Services.

1. Eligibility

You must be at least 18 years old to use the Services. By using the Services, you represent that you meet this requirement and that you have the legal capacity to enter into these Terms.

2. Newsletters and Subscriptions

By subscribing to a Cheban newsletter or other communication service, you may receive electronic communications from us, including financial news, market information, educational content, promotional content, and offers. You may unsubscribe from email communications at any time using the unsubscribe link provided in any email or by contacting us directly.

3. Communications and Marketing

By providing your contact information through the Services, you may receive communications from Cheban and, where applicable, third-party partners or service providers regarding newsletters, promotions, offers, products, services, and other marketing or informational opportunities, subject to applicable law and any applicable consent requirements.

The Services may include enrollment forms, advertisements, offers, co-registration opportunities, and other programs through which you may elect to receive communications from third parties. When you affirmatively participate in such an opportunity, the information you provide may be shared with the applicable third party or parties so that they may contact you regarding their products, services, offers, or other marketing opportunities.

Any communication preferences or consent you provide may be subject to the terms and privacy practices of the applicable third party or partner. You should review the applicable disclosures, terms, and privacy policies before submitting information or opting into communications.

4. Financial and Investment Information

Cheban is not a registered investment adviser, broker-dealer, or other financial professional, and the Services are not intended to establish an advisory relationship between you and Cheban.

Information regarding securities, companies, markets, financial conditions, or other investments may be incomplete, outdated, or inaccurate. You should conduct your own independent research and consult a qualified financial professional before making any investment decision.

Past performance is not indicative of future results. All investments involve risk, including the possible loss of some or all of your invested capital.

Nothing contained in the Services should be interpreted as a guarantee of investment performance or a representation that any particular security, investment, or strategy will achieve a particular result.

5. Third-Party Offers and Links

The Services may present offers, reports, newsletters, advertisements, lead-generation opportunities, co-registration opportunities, or links from third parties, including through embedded widgets, advertisements, enrollment pages, and other promotional features.

When you interact with a third-party offer, advertisement, form, co-registration opportunity, or other promotional feature, information you provide may be transmitted to or shared with the applicable third party or parties. Such third parties may use the information in accordance with their own privacy policies and terms.

These third parties are solely responsible for their own content, products, services, offers, communications, and privacy practices. Cheban does not control and is not responsible or liable for any third-party website, product, service, offer, communication, or content that you choose to access or engage with.

6. Intellectual Property

All content on the Services, including text, graphics, logos, images, software, and design, is the property of Cheban or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, publish, transmit, or create derivative works from our content without prior written permission, except for personal, non-commercial use as permitted by applicable law.

7. User Conduct

When using the Services, you agree not to:

• Provide false, misleading, or fraudulent information when subscribing or interacting with the Services
• Use the Services for any unlawful purpose or in violation of these Terms
• Attempt to interfere with, disrupt, damage, or gain unauthorized access to the Services or related systems
• Scrape, harvest, copy, or misuse content or data from the Services
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Use the Services to distribute spam, malware, or other harmful or abusive material

8. Disclaimers

The Services and all content provided through them are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, reliability, availability, or non-infringement.

We do not warrant that the Services or any information provided through the Services will be complete, accurate, current, uninterrupted, error-free, or free of harmful components.

Cheban does not guarantee any particular financial or investment result from your use of the Services or reliance on information provided through them.

9. Limitation of Liability

To the fullest extent permitted by law, Cheban and its officers, employees, affiliates, contractors, and partners shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenues, data, or investment value, arising from or related to your use of the Services or reliance on any content provided through them.

10. Indemnification

You agree to indemnify and hold harmless Cheban and its affiliates, officers, employees, contractors, and partners from any claims, damages, losses, liabilities, costs, or expenses, including reasonable attorneys' fees, arising out of or related to your use of the Services, violation of these Terms, or violation of any applicable law or regulation.

11. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, if we believe that you have violated these Terms, applicable law, or otherwise engaged in conduct that may harm the Services, Cheban, or other users.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

13. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

14. Contact Us

If you have questions about these Terms, please contact us: